Financing for foreigners / Financiacion para extranjeros

Foreign National Loans:


Worldwide experience and knowledge of the international markets allow us to work with excellent programs and opportunities for foreign nationals.
Most of our clients come from overseas and are looking to find mortgages  to finance their vacation home, second home, investment property or commercial building. Based on our experience, we are able to offer a wide variety of products and services in the 50 States of U.S. We know that international clients have different needs and culture, so we work close to each client in order to completely satisfy those needs. Our international programs are tailored to each individual’s objective, and they include:

 

Residential Programs

-Types of Programs: Fixed loans for 30, 20 and 15 years. Adjustable Rate Mortgages 1, 3, 5 and 7 years.
-Types of Payments: Clients can choose between two different payments: Principal plus Interest or Interest Only.
-Payment Features: NO pre-payment penalties. Clients can cancel the entire loan or make additional payments without any penalties.
-Title: Clients can choose to close the loan under a Corporation, Limited Liability Company or Personal Name.

- Required Documentation:

A) Valid Passport and Visa to enter to the US
B) Copy of the last 3 bank Statement
C) Two credit reference letters
D) Two banking reference letters
E) For Self-employed: Accountant’s letter stating the last 3 years of income. Employees:  Employer’s letter stating the last 3 years of income
F) Copy of the purchase contract -Property types: Condominiums, Single Family Residences, Townhouses, Condo-Hotels, Luxury Condominiums.

Residential Loans:

1. Loan Types:

A) Conforming, Jumbo and Super Jumbo loans up to $10,000,000
B) First Time Home Buyers.

2. Property Type: Condominiums, Single Family Residences, Townhouses, Condo-Hotels, Luxury Condominiums.

3. Documentation: Full Doc, Limited Documentation.

4. Types of Programs: Fixed loans for 30, 20 and 15 years. Adjustable Rate Mortgages 1, 3, 5 and 7 years.

5. Payment Features: NO pre-payment penalties. Clients can cancel the entire loan or make additional payments without any penalties. We guarantee that you will get excellent customer service from us! Our personnel is very educated, professional, and well trained to get you the Best Service and understand your personal needs.  We are committed to work close to you and build a long term relationship.

Commercial Loans

We also offer a great selection of commercial loans. Commercial mortgages helps you secure funding to purchase commercial property such as offices, restaurants, buildings, schools, strip malls, hospitals, parking lots, and more. We offer a wide variety of programs whether you need a loan for new construction, an existing property purchase, or as investment property.
For example, if you want to buy a large office building and rent the available space to others.

Types of Programs:

1. Construction Loans.
2. Income Producing Properties.
3. Business Loans based on Real Estate.

Program Features

1. Types of Programs: Fixed loans for 30, 20 and 15 years. Adjustable Rate Mortgages 1, 3, 5 and 7 years.
2. Types of Payments: Clients can choose between two different payments: Principal plus Interest or Interest Only.
3. Payment Features: NO pre-payment penalties. Clients can cancel the entire loan or make additional payments without any penalties.

 

CONTACT US FOR MORE INFORMATION

 

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Juan G Ramirez, P.A.

Real Estate Consultant, Realtor, ePRO, TRC

EQUITY REALTY - MiamiHOMES

Email: Juan@MiamiHOMES.com

Cel +1.786.253.7621

RESALES / REVENTAS: JUAN.MIAMIHOMES.NET

NEW DEVELOPMENTS: WWW.JuanMIAMI.COM

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